For property investors approaching retirement, the decision between a Deferred Sales Trust (DST) and a 1031 Exchange can significantly impact your financial future. Both strategies offer tax deferral benefits, but their structures create fundamentally different outcomes for those seeking long-term income security. Understanding the Basics: DST vs. 1031 Exchange What is a Deferred Sales Trust? […]
Case Study
Creating a Personal Pension with a Deferred Sales Trust
Creating a Personal Pension with a Deferred Sales Trust Imagine selling your business, investment property, or other valuable asset and, instead of receiving one giant check, you create your own personal pension that sends you regular payments for years to come. That’s essentially what a Deferred Sales Trust (DST) can do for you. This article […]
The Mental Peace of Monthly DST Income vs. Lump Sums
The Psychological Benefits of DST Income vs. Lump Sum Liquidity When sellers consider their options after a significant asset sale, the psychological impact of how they receive proceeds is often overlooked. Deferred Sales Trusts (DSTs) offer a unique advantage through installment payments, creating a markedly different psychological experience compared to the lump sum liquidity model. […]
Converting a Single-Stock Position into Lifetime Income
For successful executives and early employees at high-growth companies, a common financial challenge emerges: how to handle a concentrated stock position that represents a significant portion of their net worth. While these positions can create substantial wealth, they also present concentration risk that can threaten financial security. This case study examines how one tech executive […]
Estate Planning with a Deferred Sales Trust: Creating Multi-Generational Wealth
Building wealth is challenging, but transferring it efficiently to future generations can be even more complex. For owners of highly appreciated assets, estate planning involves navigating capital gains taxes, estate taxes, and wealth preservation strategies. The Deferred Sales Trust (DST) offers a sophisticated approach to these challenges, enabling tax-efficient transfers while creating lasting multi-generational wealth. […]
The Hidden Tax Benefits of Deferred Sales Trusts for Retirees
Retirement planning involves navigating complex tax considerations, especially when selling appreciated assets to fund your golden years. While many retirees are familiar with traditional tax strategies, the Deferred Sales Trust (DST) offers powerful but often overlooked tax benefits that can significantly enhance retirement security. This article explores these hidden advantages and how they can transform […]
How to Create Inflation Protected Income Using a Deferred Sales Trust
In today’s uncertain economic environment, protecting your retirement income from the erosion of inflation is a critical concern for investors. For those selling appreciated assets, a Deferred Sales Trust (DST) offers a powerful strategy not only for tax deferral but also for creating inflation-protected income that maintains your purchasing power throughout retirement. This guide explores […]
Real-Life Success Stories: How 3 Sellers Saved Millions Using Deferred Sales Trusts
When facing significant capital gains taxes from selling appreciated assets, savvy investors turn to Deferred Sales Trusts (DSTs) to protect their wealth. These case studies showcase how three different sellers successfully implemented DSTs to defer taxes, preserve capital, and create sustainable income streams. Each story highlights the unique challenges, customized solutions, and impressive results that […]
Creating Retirement Income with a Deferred Sales Trust: A Strategic Approach
As you approach retirement and consider selling significant assets like real estate, a business, or stock portfolios, the prospect of a large capital gains tax bill can be daunting. A Deferred Sales Trust (DST) offers a powerful strategy to not only defer these taxes but also create reliable retirement income streams. Let’s explore how this […]
How Business Owners Can Use a Deferred Sales Trust for Succession Planning
For business owners approaching retirement or considering an exit strategy, succession planning represents one of the most significant financial decisions they’ll face. The challenge? Selling a successful business often triggers substantial capital gains taxes that can diminish the proceeds you’ve worked decades to build. Enter the Deferred Sales Trust (DST) – a powerful but often […]